Terms of Use

Declaration of consent

This website constitutes advertising within the meaning of article 68 of the FinSA.

By accessing the website and the services, products information, opinions, documents, functions, etc. contained or described therein (hereinafter referred to as "information"), you declare that you have understood and accepted the terms and conditions of use. Please also read the additional legal information such as the privacy notice.

Right of amendment

The terms and conditions of use, the legal information and all information on the website may be amended at any time without prior notice. Please read the terms and conditions of use whenever you visit the website. If you do not understand or do not agree with a provision in the terms and conditions of use, please leave the website.

Access and restrictions

The website is intended solely for persons that are resident in or have their registered office in Switzerland. Persons subject to a jurisdiction that prohibits access to the website due to their nationality, place of residence or domicile, or for other reasons are not permitted to access the website. Furthermore, some services and products described on the website are subject to restrictions on the basis of place of residence, domicile, nationality or client segment. Therefore certain services and products described on the website may not be permissible or suitable for you.

No advice and no offer

The information published on the website is for information and advertising purposes only. It does not constitute an advice or – from a legal, tax, financial or other point of view – a recommendation or offer to purchase or sell products or to conduct or conclude any other kind of transaction or legal act. The fact that you are accessing the website does not make you a client of Adaptivv Financial Technologies AG (Adaptivv).

Exclusion of liability

Adaptivv exercises customary due care in creating information published on the website. Nonetheless, Adaptivv does not accept any liability, in particular for the up-to-dateness, correctness, accuracy or completeness of all the information on the website. Adaptivv reserves the right to amend or delete the information on the ZKB websites at any time without notice. The opinions and assessments expressed on the website reflect the view of Adaptivv at the time of publication and do not constitute a legal, tax or other advice of either a general or specific nature.

The information on the website is offered "as is" and "as available". Adaptivv provides no guarantees whatsoever that access to the ZKB websites or individual functions on the website will be free of malfunctions or interruptions, that any errors will be rectified or that viruses or other dangerous components will not be transmitted during use of the website.

Adaptivv does not accept any liability for the up-to-dateness, correctness, accuracy or completeness of the information on the website. To the extent permitted by law, Adaptivv accepts no liability whatsoever for direct and/or indirect loss or damage or missed profits arising as a result of using or accessing the information on the website or clicking on links to third-party websites or because it is impossible to use or access such information. This exclusion of liability also applies to any loss or damage arising from third parties manipulating the website. Additionally, Adaptivv does not accept any liability for third parties manipulating your IT system.

Reservation of all intellectual property rights

All information on the website is protected by intellectual property rights and belongs to Adaptivv or to third parties. The information may be freely used for private purposes only. No element or information on the ZKB websites is intended to confer a licence or right to use any registered trademark, logo, image or other content protected by intellectual property rights. Without the written consent of Adaptivv, it is forbidden to systematically call up content on the ZKB websites in order to compile a collection, database or directory, either directly or indirectly.

Links to other websites

The website may contain third-party content or links to third-party websites. Links to third-party websites on website are provided for information purposes and for the purpose of user-friendliness. Adaptivv has no influence whatsoever on these third-party websites and therefore does not accept liability for the accuracy, quality, completeness and legality of the content or the availability of such websites or for any offers and services they contain. The liable party is the operator of the websites visited via the links. Adaptivv cannot be held liable for these websites. You follow links to such websites at your own risk.

Last updated: May 2024